Updates. Ideas. Rants. Techniques. Opinions. Blog.

How To Use YNAB for your Small Business

Stephen Marsh and Seth Rowden are two copywriters with one thing in common; they both swear by using You Need a Budget (YNAB) for managing their finances.

Here, they swap notes and talk about why freelancers and businesses should use a zero dollar budget, including:

• Coping with irregular income
• Why tracking every pound doesn’t have to be a pain
• How a strong budget solves the biggest problems freelancers and small businesses face around their finances

Making Sense of your Freelance Income

With National Freelancers Day 2017 coming up on June 8th, existing and aspiring freelancers are coming together to talk about the issues of doing it for yourself.

Here’s a prediction: expect to see the web full of blog posts and articles about becoming a freelancer, working from home, maximising your rates, and winning work.

But that’s just one side of things. What happens next? What do you do once you’re up-and-running? How do you handle the money (or lack of it)?

With inconsistent income, feasts and famines, managing your revenue as a freelance copywriter (or any kind of freelancer) isn’t easy. In fact, I’d say it took me six of the eight years I’ve been in the business to get a workflow that worked for me.

And so, whether you’re already freelancing or just thinking of getting started, here’s a little guide to what I did – and what I do now to keep things organised.